Not All Reverse Mortgage Lenders Are The Same

We are:  The Experts Excelling In Service

Thank you for considering Reverse Mortgages S I D A C for your reverse mortgage. Although the basic terms of the FHA, Fannie Mae and Cash Account reverse mortgage programs are essentially identical regardless of the lender, we are the lender of choice when compared to others for the following reasons:

• We have years of knowledge and experience in all aspects of the reverse mortgage. Our management has been in the reverse mortgage industry since 1999, educating, originating, processing and following-up.

• Our Reverse Mortgage Advisors meet with you in the comfort and convenience of your own home.

• When more convenient for our clients, loans are closed in the home of the borrower at no additional charge.

• Loans are processed faster - generally in 30 to 45 days versus 60 to 90 days or more with other lenders.

• Loans are processed in Minnesota. Unlike most other lenders, we don't just take your application and then send it off to a processing clerk in another state.

• We work "hands on" to make sure your reverse mortgage is completed as quickly and efficiently as possible. We directly handle and control all aspects of the loan processing functions from application to closing.

• We pride ourselves on our customer service, going above and beyond just taking an application. We are here to answer questions and find solutions even after the loan has closed.

• We are firm in maintaining our policy of requiring NO up-front out-of-pocket fees from you.

• Offering all programs available, we discuss all the options to help you determine which program is most suitable for your needs.

• We at Reverse Mortgages S I D A C pride ourselves on disclosing and providing a complete estimate close to the actual fees that will be charged at closing, unlike some lenders who may adjust their estimates to make the closing costs look more favorable. When our borrowers compared the actual closing costs to the Good Faith Estimate, they found we were very close with our estimations. Borrowers only pay the actual costs, there are no marked up fees.

• We encourage you to discuss the loan transactions with family and/or trusted advisor as you so choose. To help family and advisors be comfortable with the reverse mortgage transaction we are always available to talk with them if they have questions or concerns.

• Our Reverse Mortgage Advisors and entire staff are highly trained with an intensive initial program and on-going education to provide our clients, their friends, family members, caregivers, and advisors with exceptional service and commitment.

• The Reverse Mortgage Advisors from Reverse Mortgages S I D A C are experienced and known as experts in the reverse mortgage industry, often being consulted by professionals for answers and clarifications about reverse mortgage loans.

• Our clients are provided the book, Understanding Reverse Mortgages, by Beth Paterson, Executive Vice President, which is written in a simple format, providing the necessary information and knowledge for you to comprehend the basics of Reverse mortgages.

• Our managers have been consistently recognized by HUD and Fannie Mae for their innovative leadership in the reverse mortgage industry as well as their integrity, knowledge, and experience.

• Our clients are treated with respect and dignity.

• We protect your privacy and confidentiality and do not distribute personal financial information to any third party without permission from you.

• We adhere to a strict code of conduct.

• We pride ourselves as being the best reverse mortgage lender in all counts - knowledge, experience, performance, service, and value.

So why not call the best to assist you
with your reverse mortgage?